You are absolutely correct with the pre-drawn avenue. I have found a big load of squat. I managed to get 1 person for the sound end of things, he has done work for Mountain King Studios, on their game DemonStar (it was best shareware award a few years ago).
Finding an art guy is whole different story, I've spoken with a number of different people and they are either full of it (here look at what I did and scanned and it's some pencilling from their school notebook) or they keep saying they don't have the time (so why'd you msg me in the first place...o_O )
In anycase sort of discouraging, but I've found alot of other forums to post at and am hoping for more replies.
Cheers,
Robert