You can all laugh at me now

[Cameron]

[James S]

[Paul]

moose, you're just being an idiot now. why shouldnt people be able to buy something THEN earn the money to pay it off? nothing wrong with that.

i do have a problem with people buying stuff for no reason though and all these people in £10-20000 debt from this shit. they're just idiots.

[James S]

Because they haven't worked to earn it yet. If they know they can work to get that amount of money then why don't they just work and earn that amount of money and THEN buy it? The level of satisfaction is much greater if you wait and actually earn the money.

Don't count your chickens before they hatch. People have no idea what the future will hold. They could get fired the next day and then be stuck with a couch that they couldn't afford even when they were working. People are so stupid, how are you ever going to get ahead in life you're paying for things you have in your house years after you "purchased" them. Credit is just about the worst creation in this world. It's why the stock market crashed, and it's why prices are so high on cars and houses and everything, everyone is trying to pay off credit and they know that people can pay more over time because of this credit garbage. Credit is one huge scam. Using credit cards is fine, as long as you have the money. Whats the point of spending money you don't have? Then you're always in debt, even if you pay it off, because you're looking ahead to the next bill, always.

[Paul]

stop being a prick. not everyone has to live like you. you're just being an idiot. bah!

[James S]

really nice rebuttle...

Why should people spend money they don't have, Paul?

[Paul]

[James S]

[Michael Y]

Medicine.
Food (depends on the situation).

All that informercial crap where if you call now you get all this other junk for free, a $100 value!

EDIT: Fixed a couple of spelling errors.

[Paul]

i dunno... medicine, maybe?

[James S]

HAHA... alright, medicine. What kind are we talking about here? Prescription stuff, life saving?

Insurance companies are helpful and affordable as long as you don't do anything too stupid. Many doctors in my area are not taking insurance anymore and charging about 20% of their normal price (80% off) because insurance companies can't pay them because of all of this credit garbage because they don't even have any actual money on hand, it's all tied up in credit and payments and imaginary numbers on some computer. So doctors are becoming very affordable now, too. That along with payment plans if they are needed. Or they could just take a roadtrip to Canada and get free medicine. Also, doctors take an oath to provide medical care where it is needed when it is needed. They CAN'T stop and ask for a credit card before helping you out. And after the fact they work out payment options based on the amount that the patient is able to pay, for that very reason.
Preventative care, however, is the most cost effective of all.
Also, some medical facilities PAY their patients to use experimental drugs. These experimental drugs are tested for over 5 years on animals in many cases before ever being touched by a human for consumption. And before given to these facilities they are tested by the government to assure their safety.

Also, general medicines such as Tylenol, Clarinex, are not a necessity and thus aren't needed. They're a benefit, an increase in the quality of life that comes about based on the quality of one's work and the importance of your time: money.

Food is free. There are about 3 soup kitchens in my town alone that feed over 200 people every night. And I'd be more than happy to give you a cooked meal if you stop by my house, or direct you to a location that will if I don't have the means at hand to help you. Also, children in public schools receive reduced price or free lunches if they simply fill out a form showing their need.

[Paul]

[James S]

[Paul]

[James S]